Real Downpayment Assistance has come to Oregon!
Real down payment assistance has now come to Oregon! Movement Mortgage has just launched our new program for down payment assistance. It does cover the FHA, VA, and USDA programs…
What is an Appraisal and its Purpose?
What is an appraisal and its entire purpose? An appraisal is an evaluation by an independent professional, AKA, and appraiser, to determine the value of the home…
Credit Report Errors - To Dispute or Not Dispute
What to do if you have a credit report error or an accuracy? Credit report errors and inaccuracies are really common. Inaccurate information can land on your report…
The Real Scoop on Home Affordability
Home prices are still appreciating and they will continue to do so all of 2021. So does that mean they become less affordable?
New Taxes on Refinances from the Feds
The federal government via the federal housing finance agency just announced a surprise fee or tax on all new refinance transactions that are sold to Fannie Mae and Freddie Mac.
Save Now – Don’t Wait for Better Interest Rates!
Let's talk about why waiting for better interest rates does not always work out with the results you may want. Even with rates at extremely low levels...
Consequences of Buying and Selling a Home Under Forbearance
I want to talk about an issue in the seller world – it’s when a home seller is trying selling a home and buying another...
Finding Opportunity in Today's COVID-19 World
The COVID-19 economic slowdown may cause some home values to take a modest dip over the short term. But this could be viewed as an opportunity...
The 2020 CARES Act - Forbearance
One of the components of the CARES Act is something called a “forbearance”. A lot of servicers are trying to be proactive and help people...
Down Payment Assistance & First Time Home Buyers
Many down payment assistance programs do not require you to be a first-time home buyer. In some cases, you can use the programs over and over again...
What is PMI?
Today we're going to talk about PMI or private mortgage insurance. When you as a home buyer make a down payment that is less than 20% you are going...
Who Touches Your Mortgage Loan File
In today’s post, we’re covering who actually works with you on your mortgage loan file. This will vary from company to company and from originator to...
Appraisals and the Value of the Home You're Purchasing
An appraisal is basically an evaluation by an independent professional. It could an appraiser to determine an opinion of the value of the home...
The Case-Shiller Home Price Index and Pending Home Sales
Today I'm going to talk about the Case-Shiller Home Price Index and the Pending Home Sales Report. These are two major monthly home reports...
Does it Make Sense to Take Time Off From Home Shopping?
If you are shopping for a home today, you know it’s really hard work. You may not find something right away and it's super easy to get fatigued...
What is a Rate Lock?
Rate locks are in reference to the interest rate on your mortgage. A rate lock, or locking your rate, uses the current day's interest rate to secure...
Now is a GREAT time to REFI!
Many of you have heard recently that it's a really great time to Refinance your mortgage. Really true. We haven't had rates this low in many years. For some of us who've...
How to Improve your Credit Score
If you need any more information, give me a call or text me and I'll help you improve your credit and get into the home you've been dreaming about...
Blue Water Navy Vietnam Veterans Act
A home inspection is a great way to ensure the largest investment of your life, your home, is worth buying. From the roof to the foundation...