Continue paying off debt (If applicable)

Explain any credit blemishes & inquiries

Authorize Movement to correspond via email – Ensures a smooth and efficient process

Submit all items requested within 3 days

Provide documentation for the sale of your current home (If applicable)

Notify your Loan Officer if you plan to receive gift funds for closing costs

Notify your Loan Officer of any changes in employment or marital status

Contact your Loan Officer to lock in your mortgage rate

Research & choose a homeowners insurance company

Notify your Loan Officer of any special circumstances with your closing (i.e. Utilizing a Power of Attorney, sending closing docs to you at location other than the title company)

Make major purchases prior to close – This may impact your ability to qualify (i.e. New car, furniture, appliances, electronics, etc.)

Attempt to open or increase any liabilities including credit cards, signature loans, etc. during the loan process – This may impact your ability to qualify

Change jobs or employers – Without inquiring about the impact this change would have on the approval of your mortgage

Obtain and/or deposit unusually large sums of money without proper documentation – Guidelines require documentation as to the source of these funds (i.e. Copy of bonus check, copy of insurance settlement, gift letter, etc.)

Close, open or transfer any asset accounts without acquiring the proper documentation required for your loan file – (i.e. If you transfer all the funds in your stock account to your savings account, then documentation is required)