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From my clients...

For years, my husband and I debated whether we would remodel our home or move. Our desire was to remodel, but we just didn’t know where to begin. One of the biggest deterrents was the financing. We had no idea how to finance such a large project and weren’t educated on the options available to us. But when we found Theresa Springer, it was like finding the key to building our dream home. Theresa clearly explained all of our options and walked us through every step of the project. Even when we were well on our way, she was available for questions and checked-in on a regular basis to make sure everything was running smoothly. Theresa was genuinely interested in and dedicated to our project and took pride in following it through to the end. Without Theresa’s guidance and commitment, we may have sold our house and missed out on the beautiful home it is today. Thanks a million Theresa!

-- Amy & Paul W.

 

Live in your home, not under your mortgage payment.

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Whether you’re buying an existing property or building a new home or commercial space, if the mortgage or construction loan that’s attached to it isn’t right for your situation it can feel like you’re living under your mortgage payment rather than in your home. And that can be uncomfortable.

Finding the right loan – one that allows you to enjoy your home or focus on your business rather than worry about interest rates, balloon payments or whether you’ll be OK if your financial situation changes – is a challenging, confusing and stressful proposition for even the most seasoned home buyer or business person.

Whether you’re in need of refinancing or a residential mortgage loan, construction loan or commercial loan, working with a mortgage professional like Theresa Springer, Certified Graduate Associate and Senior Loan Officer, can provide the peace of mind that comes from knowing that you’ve got the right loan for your specific situation… and that you won’t be living under a mortgage payment.

  Residential Construction Lending   Residential Home Lending
 

• Custom Construction Packages
• Construction Loan Fallouts
• FHA 203K and 203K Streamline    Rehab
• Bare Land Loans
• Total Demolition - zero structure    value
• Remodel - full or partial
• Take Out or End Loan Financing
• No Loan Limits
• No Acreage Limits
• Flexible Draw Schedules
• All In One Closing or Two Step    Closing
• Owner/Builder, Builder/Owner, and    Non-Owner Occupied

 

• Purchase Home Loans
• FHA (HUD) Loans
• VA Loans (and Oregon Dept of VA)
• Float Homes Purchase/Refinance
• High Loan to Value Home Loans
• Refinance Home Loans
• 2nd Mortgages / Home Equity Line
   of Credit
• Multi-Collateral Bridge Loans

   
Commercial Lending
   

• Builder Pre-Sold Homes
• Business Loans
• Commercial Lines
• High Loan to Value Commercial Loans
• Investment Property - Commercial or
   Multi-Family Purchase or Refinance
• Construction

Live in your home, not under your payment.

Call Theresa Springer today at 503-924-2828 to see the difference that working with an experienced mortgage loan professional can make for you.

  Oregon Association of Mortgage Professionals Remodelers Council
  Building Industry Association of Clark County Home Builders Association of Metropolitan Portland National Association of Home Builders