There are a lot of federal mortgage regulations to be aware of. Mostly, you don’t need to understand them — that’s why you have a loan officer and work with a professional institution. Nevertheless, you’ll get exposed to a bunch of acronyms, and it’s always frustrating when you don’t understand what people are talking about. Devon Thorsby, Real Estate reporter at U.S. News, put together this super clear, simple guide to some of the big ones: TILA, TRID, QM, RESPA, Dodd-Frank.