If you’re still paying PMI on your mortgage, now may be a great time to look at refinancing and fixing that. According to Moody’s Analytics, single-family home prices are now above their previous-decade peak in more than 40% of markets. Nationally, prices are still down about 12% overall, but averages aren’t really useful — you need to look at your specific home and market. If you’re in a neighborhood that has rebounded, you may have enough equity in your home to refinance and kill that extra insurance payment.