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Theresa Springer’s Blog

Theresa Springer Named to 2015 Circle of Excellence

Eagle Home Mortgage named Theresa Springer to the 2015 Circle of Excellence, as one of its top performers. The award is given to Loan Officers and other mortgage professionals for superior performance in client service, loan production and overall excellence. “This is a great honor and I’m excited about receiving it,” Springer said, “because it speaks volumes ... MORE

Markets Are Complicated: The Impact of Oil on Housing

For most people who aren’t economists, we tend to think of markets as singular, localized things (e.g., we think of “the” housing market). But the truth is, markets tend to vary quite a bit regionally, and as this blog has pointed out before, seemingly unrelated markets (e.g., China’s stock market) can have large impacts. CNN ... MORE

A Metaphor for Fannie, Freddie, and A Housing Bubble

Whether you think we’re actually in a housing bubble, and whether we are or not in actuality, doesn’t really matter, in the long term. The truth of the matter is, almost certainly we will find ourselves in one again. They happen regularly, and in lots of different countries, and for lots of well-meaning policy reasons. ... MORE

Fixing Fannie and Freddie

We’ve covered the Fannie/Freddie issue before — the institutions are still precariously balanced, there’s broad support to overhaul them, but there’s huge debate on exactly how to overhaul them. Housingwire has a blog post that proposes one way to fix the problems, and asserts that it is not, in fact, too late to fix them. This ... MORE

[OPINION / REVIEW] The Big Short Comes Up Short

The premise of The Big Short, per Wikipedia, is “when four outsiders saw what the big banks, media and government refused to, the global collapse of the economy, they had an idea: The Big Short.” The comedy stars Brad Pitt, and is getting knockout reviews (87% on Rotten Tomatoes; 81% on Metacritic), but not everyone ... MORE

Experience Extraordinary

Call Theresa Springer (MLO #70667/NMLS #70667) today at 360-798-4161 to see the difference that working with an experienced home loan professional can make for you.