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Theresa Springer’s Blog

What Languages Do You Speak At Home?

We spend a lot of time blogging about everything surrounding the places we live — homes, markets, interest rates, maintenance, etc…. But of course, even more important are what goes inside our homes: us. America has always been a melting pot, but just how diverse we are may surprise you. Each year, the Census Bureau ... MORE

Mortgage Application Activity Increases

Mortgage applications in the United States have continued to increase. Last week, The Mortgage Bankers Association stated that their seasonally adjusted index of mortgage application activity jumped 0.4%, averaging 405.2 in the last week of January.  Interest rates have also fallen with the 30-year mortgage averaging approximately 4.47%. Additionally, the MBA’s seasonally adjusted index of ... MORE

Strong Housing Market Expected For 2014

New data that has been released suggests the housing market will continue to strengthen in 2014. While the predictions for housing market growth are extremely positive, the economy is not expected to expand substantially. Interest rates are expected to remain low, and market purchases will rise in 2014. FBR & Co. said, “financials, particularly banks ... MORE

Housing Market Growth Expected To Slow

According to many economists, the U.S. housing market has rebounded, with an impressive amount of progress shown over the past year. New statistics show that the market is beginning to slow down as prices continue to rise and interest rates increase, although rates have remained steady over the last few weeks. The consensus of economists ... MORE

Mortgage Activity Falls Slightly

Mortgage activity continues to slow slightly, falling for the sixth consecutive week. According to the Mortgage Bankers Association, mortgage activity dropped 1.2% last week while interest rates also fell. The average 30-year, fixed rate conforming loans fell around 0.10% while the points for 30-year, fixed rate loans slid down from 0.42 to 0.4. Jumbo loan ... MORE

Experience Extraordinary

Call Theresa Springer (MLO #70667/NMLS #70667) today at 360-798-4161 to see the difference that working with an experienced home loan professional can make for you.