The U.S. Department of Housing and Urban Development and the U.S. Department of the Treasury’s November Housing Scorecard collects key data on the housing market and the government’s foreclosure-prevention programs through October. According to the report, new home sales and house prices remain stable while mortgage rates at record lows have led to high affordability conditions. But despite encouraging data and evidence that the overall economy is growing, the scorecard offers continued mixed signals as there are still signs of weakness in the market, including a rise in foreclosure completions after months of declines. Still, the Home Affordable Modification Program has led to more than 880,000 permanent mortgage modifications with a median payment reduction of 37 percent. Since April 1, 2009, 12.5 million homeowners have refinanced their mortgage. More here and here.