Well, we’re four days into the new regulations, and — lo and behold — the sky has not fallen. It turns out there was a rush on mortgages last week, in preparation for the new regulations, but in most cases that may not have really been necessary. It appears that things are going smoothly at most lenders. The only real “danger” is that your mortgage closing may take longer at the largest banks. If you’re looking at one of them, word on the street is that closing could stretch to 60 or 75 days.