The U.S. Department of Housing and Urban Development and the U.S. Department of the Treasury’s July Housing Scorecard collects key data on the housing market and the administration’s foreclosure prevention programs. The report shows home prices improving, though under continued strain from foreclosures and distressed property sales. But, according to the scorecard, fewer homeowners fell behind on their mortgages during the month of June. Just 4.4 percent of prime mortgages were at least 30 days late, which is down from a peak of 5.9 percent in 2010. Seriously delinquent mortgages are down 22 percent from last year. Raphael Bostic, HUD’s assistant secretary, said home prices continue to improve while mortgage defaults decline as foreclosure prevention programs reach more borrowers. More here and here.