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Remodel Loans – Full or Partial

Remodel Loans

Is it time to make that dream kitchen happen?

remodel loansWhen you have a home that you would like to update, enlarge or repurpose – a major remodel loan is the loan to use. There are limitations to these types of loans, however – the primary one being the maximum loan amount, which is the current conforming limit depending on your county. If you need a larger loan amount, you may need to move up to the construction loan. Call Theresa to discuss the construction loan options.

You can use this loan for a house you are buying as part of the purchase, or as a refinance to the house you already own. The procedures are similar to the construction/perm loan, except your Plans and Specifications will include remodel activity instead of starting from the raw dirt. Also with these loans the home is appraised as though all the work is completed before the work is started, this is called future value or added value.

Experience Extraordinary

Call Theresa Springer (MLO #70667/NMLS #70667) today at 360-798-4161 to see the difference that working with an experienced home loan professional can make for you.

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Word on the Street...

"We had gone through the mortgage process roughly a year and a half ago, but were unsatisfied with the service the USAA provided us. They threw an unexpected curveball at us very late in the process that had us giving them another $25,000 to close on our home. Due to falling interest rates, as well as a desire to get that cash out to do some home improvements, we were interested in refinancing our home. Theresa knew how to walk my wife and I through the process -- we were completely blown away by how professional and knowledgeable she was. I am referring as many people to Theresa in the course of my business as possible. You probably get these kinds of e-mails all the time, but I thought I would let you know of how satisfied my wife and I were with Theresa." -- Mark L.

Testimonials appearing on this site are individual experiences from those who have worked with Theresa Springer. They are individual results and results may vary.