Pre-Qualifying for a Mortgage or Home Loan
What does Theresa Springer do instead?
In today’s market it is essential to sit down with your reputable Senior Loan Officer, and go through a full credit review. This ensures that you do qualify without question for the home price you are pursuing. This process is not instantaneous but gives you definite peace of mind knowing that you’re shopping within your means. Your Realtor will be pleased and also will have much more negotiating power since you have a bank pre-qualification not just a mortgage originators best guess.
Once pre-qualifying for a mortgage is in place a letter is prepared that you and your Realtor can use to submit with your purchase agreement to the seller. This will document to the seller your seriousness about purchasing and give them the confidence in your ability to buy their home. Many Realtors will not even show homes unless you have been through the process to make sure you are a viable purchase candidate. Sellers may not accept your offer without the letter as well.
Another benefit is that you will have a better understanding of the amount of cash you may need to bring to closing.
Call Theresa Springer (MLO #70667/NMLS #70667) today at 360-798-4161 to see the difference that working with an experienced home loan professional can make for you.
Word on the Street...
"Theresa sat down with us and helped us clean up our credit, showed us what we couldn't see, and over the course of a year we were able to purchase our first home. Not only was she helpful up front, but Theresa made the entire process painless. Her help and personal attention was priceless. Just recently, when rates were dropping Theresa contacted us and helped us through a refinance. Thanks for helping us with everything! Theresa will be hearing from us soon on our next home purchase!" -- Corey & Bob
Testimonials appearing on this site are individual experiences from those who have worked with Theresa Springer. They are individual results and results may vary.