Pre-Qualifying for a Mortgage or Home Loan
What does Theresa Springer do instead?
In today’s market it is essential to sit down with your reputable Senior Loan Officer, and go through a full credit review. This ensures that you do qualify without question for the home price you are pursuing. This process is not instantaneous but gives you definite peace of mind knowing that you’re shopping within your means. Your Realtor will be pleased and also will have much more negotiating power since you have a bank pre-qualification not just a mortgage originators best guess.
Once pre-qualifying for a mortgage is in place a letter is prepared that you and your Realtor can use to submit with your purchase agreement to the seller. This will document to the seller your seriousness about purchasing and give them the confidence in your ability to buy their home. Many Realtors will not even show homes unless you have been through the process to make sure you are a viable purchase candidate. Sellers may not accept your offer without the letter as well.
Another benefit is that you will have a better understanding of the amount of cash you may need to bring to closing.
Call Theresa Springer (MLO #70667/NMLS #70667) today at 360-798-4161 to see the difference that working with an experienced home loan professional can make for you.
Word on the Street...
"Theresa can be counted on to take care of clients in a personable manner. She is accurate and timely, and has great knowledge in how to make a transaction work for the customer." -- Ed Howard, Senior Vice President/ Team Leader, Columbia State Bank
Testimonials appearing on this site are individual experiences from those who have worked with Theresa Springer. They are individual results and results may vary.