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Pre-Qualification

 

Pre-Qualifying for a Mortgage or Home Loan

What does Theresa Springer do instead?

luxuryhome1In today’s market it is essential to sit down with your reputable Senior Loan Officer, and go through a full credit review. This ensures that you do qualify without question for the home price you are pursuing. This process is not instantaneous but gives you definite peace of mind knowing that you’re shopping within your means. Your Realtor will be pleased and also will have much more negotiating power since you have a bank pre-qualification not just a mortgage originators best guess.

Once pre-qualifying for a mortgage is in place a letter is prepared that you and your Realtor can use to submit with your purchase agreement to the seller. This will document to the seller your seriousness about purchasing and give them the confidence in your ability to buy their home. Many Realtors will not even show homes unless you have been through the process to make sure you are a viable purchase candidate. Sellers may not accept your offer without the letter as well.

Another benefit is that you will have a better understanding of the amount of cash you may need to bring to closing.

Experience Extraordinary

Call Theresa Springer (MLO #70667/NMLS #70667) today at 360-798-4161 to see the difference that working with an experienced home loan professional can make for you.

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Word on the Street...

"We would like to attest to the professional services we received from Theresa Springer. She was able to obtain an home loan on our extremely complicated real estate transaction. Additionally, we were under a time constraint due to the numerous loan rules that challenge borrowers today. Theresa was able to work with us in a knowledgeable, efficient and detailed fashion. She was always responsive to our questions and needs, even after hours and on the weekends. We fully recommend Theresa to anyone seeking to obtain a mortgage." -- Ken and Kiri T., Brush Prairie

Testimonials appearing on this site are individual experiences from those who have worked with Theresa Springer. They are individual results and results may vary.