According to a national survey conducted by Fannie Mae, 64 percent of Americans think now is a good time to buy a house. The survey, designed to gauge the public’s confidence in homeownership, their household finances, the U.S. housing finance system, and the economy, polled 3,000 homeowners and renters between December 2009 and January 2010. Some key findings below …

– 80 percent believe homeownership is important to the economy, but feel it has become more difficult to buy a home

– Nearly two-thirds think owning is preferable to renting

– A majority of mortgage borrowers are satisfied with their current mortgage, but those with 30-year fixed-rate mortgages are more satisfied than those with other types of mortgages

– 75 percent of renters believe owning makes more sense and is a good investment over the long term

– 88 percent believe it isn’t acceptable for people to stop paying on an underwater mortgage

– 44 percent expect their financial situation to improve in the next year

The full survey here. Fact sheet here. More here, here, and here.